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Moving Out of State? How to Handle Utilities & Insurance

How to Handle Utilities, Insurance & Essentials When Moving Out of State

Moving to a new state should feel exciting—not exhausting. Yet, it’s easy to get overwhelmed by the logistics of transferring utilities, updating insurance, and managing essential services. The good news? You don’t have to do it alone.

At American Van Lines, we help coordinate over 10,000 interstate moves every year. That means we’ve seen—and solved—just about every moving hiccup out there. This guide combines our 25+ years of experience into a stress-free plan for taking care of the essentials so you can settle into your new home with confidence.

Utility Management: Your 60-Day Switchover Plan

  • 60 Days Out: Research utility providers in your new state. Look into deposit policies, required documents, and availability.
  • 30 Days Out: Schedule your service start and stop dates. Avoid overlapping bills or service gaps.
  • 3 Days Out: Take final meter readings, save confirmation numbers, and double-check bill closures.

Pro tip: Credit checks may be required.

Insurance Overhaul: What Needs Changing Right Away

  • Auto Insurance: Most states offer a 7–30 day grace period. Check your new state’s rules and act early.
  • Health Insurance: Notify your provider about your move and check if your plan offers travel coverage.
  • Homeowners/Renters Insurance: Ensure valuables are protected during transit and update policies accordingly.

Don’t Forget These Essentials

  • Medical Records: Request transfers for your healthcare providers.
  • Pet Requirements: States vary on licensing and vaccination rules.
  • Voter Registration: Update your info early if an election is near.

Money-Saving Tips

  • Negotiate Final Bills: Some companies may reduce or waive fees.
  • Bundle Services: Look for bundled utility packages for discounts.
  • Preferred Providers: Ask about deals with trusted internet and energy partners.

Why American Van Lines is Your Best Move

From full-service relocations to customized solutions, we’re here to make your interstate move smoother. Our friendly customer service agents are ready to walk you through every detail—from planning to keeping your belongings protected.

Ready to make your move? Call American Van Lines today for a free quote and expert advice.

Posted by: Anthony DiSorboPublished on: December 1, 2025

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